Things I Love: Charles & Keith Strappy Open-Toe Sandals

So the story goes – I was in Dubai and forgot to pack sensible summer shoes. But luckily, if there’s any city in the world that takes shopping mall seriously, it’s Dubai. Thus, armed with a singular mission, I went to the Dubai Mall to find me some sandals.

In the massive black hole that is the Dubai Mall, I found a store called Charles & Keith. C&K is a ladies footwear and accessories brand founded in Singapore. Yeah I’ve never heard of them either. But I went in because their store gave up off a pretty expensive and classy vibe. And even better, the prices were more than reasonable!

Having ONE pair of great-fitting and great-looking sandals is better than buying cute but shitty-quality sandals over and over again. I learned the hard way; it’s all about quality over quantity! After perusing the store, I decided to invest in a pair of classic black sandals. Here they are below:

 

And it’s been one of my best buys ever. The sandals are not only classic and versatile, they are so comfortable and sturdy. My feet never hurts in them! I believe I paid $70 USD but now that I’m looking at the website (it only ships to Singapore, sorry), they are listed as $50 Singaporean Dollars, aka $37 USD. Um what the hell? I paid almost double…

But regardless, I still think it’s worth it. So that’s my protip for the day: save your money for one beautiful item rather than waste your money on cheap stuff. It’s just economical sense!

Is it better to have to make a choice or have no choice at all?

Hi I’m back! Not that I have any readers lol. I’ve been quite the busy bee lately…moved to a new city in the States and will be starting a new job next week. But of course, the story is a bit more complicated than that. Up until two weeks ago, I had accepted another job offer and was all set to move to a different country. I was quite excited about this particular job. I really like my future boss a lot and the job description is basically a dream come true. And it’s in L—-N!! One thing about this job though – I was deeply unhappy about the salary. I had managed to negotiate the offer higher, but it was still significantly below what I’d like. But for my dream job in my dream city, I thought…what the hell, I’ll try to survive on this salary. Minus compensation, it really felt like my dream was being handed to me on a silver platter.

But life is funny in some ways. Last minute, I received another job offer. And with this one, I’ll fully admit it’s not quite my dream job at all. It’s the wrong industry in a city I never even considered. On top of that, it’ll be all finance and business analytics work. Not that I hate finance or BA, but I really wanted to do something else. Still, the company is internationally reputable and the salary offer is probably more than I deserve. And (un)ashamedly, I even managed to negotiate a higher salary and bonus. (But in all honesty, us women need not be unafraid to negotiate our salaries. We deserve it)

I didn’t know what to do. I know people say I’m lucky to even have a choice but let me tell you, it’s really fucking hard to make a decision. You try it. Sometimes, there is just no right or wrong. I went through almost the same thing two years ago when I was choosing business school in different cities. I was deciding between x and y and I ultimately chose y. Was it the “right” choice? I’m still not sure. But I made a choice and here I am. Of course I always think about the what-ifs in life, especially when I’m having a tough time in this timeline. My friends and family always tell me to shut up but I think it’s just human nature to ponder. So I’m quite unapologetic about my thinking. It is what it is.

Anyway, since no one reads this blog and it’s anonymous, I will admit it here. I totally picked money over passion. And I think I may regret this choice for the rest of my life. But what is done is done. I’ll just have to live with it.

 

 

 

 

 

Things I Love: Haribo Cola Gummi Candy

Haribo Gummi Candy, Happy-Cola, 5-Ounce BagI’ve spoken at length about my devotion to Marks & Spencer’s fruit gums. So if you can’t tell, I love gummy candies and one of the best in market has got to be Haribo’s Happy Cola Gummy Candy. It really is the perfect combination – coca cola and gummy candy. I happen to love both.

Each individual gummy in the bag is shaped like a coke bottle. For the most part, the texture is nice and chewy unless you get a rogue hard piece. The coke flavour is also very nice. I’m a fan fan fan.

Haribo Gummi Candy, Fizzy Cola, 5-Ounce Bags (Pack of 12)

But did you know it can get even better? Haribo also came out with Fizzy Cola. It’s exactly like the original, except with an added sour, sweet, tangy coating.

Fuckin delicious. Excuse my language.

 

Things I Love: Letters of Note

http://www.lettersofnote.com/

I discovered Letters of Note a few years back. Compiled by a man named Shaun Usher, it’s a blog that features an ongoing, eclectic collection of written correspondence from the past. Featuring snarky missives to love letters to fan mail from the famous, infamous, and never famous, the blog itself is a beautiful love note to the dying art of pen on paper.

In this age of email and texting (& tweets & snaps), it’s good for us to be reminded of the beauty, charm, and power of the written word. More than a few times, I was blown away by the eloquence of these writers, most of them normal man or woman like you and me. At other times, I’m either crying or laughing out loud when reading these correspondence. No matter the tone, each letter featured is precious because it evokes something in readers and gives you a glimpse of a moment in time.

My only regret reading this blog is that I probably won’t ever receive these kind of letters in my mailbox, not in this lifetime.

P.S. He also came out with 2 books. You can buy both on Amazon here and here.

 

Things I Love: Left-Handed Guys

Isn’t it strange? I’ve always had a weakness for lefties. Obviously, I’m not attracted to all the left-handed guys in the world but choose between a hot righty and an equally hot lefty? Lefty wins…for absolutely no good reason lol. I just find the way lefties write really sexy. Please don’t ask me why!!

Anyway, we all have weird turn-ons. What’s yours?

P.S. I’m ambidextrous 🙂

Things I Love: Ferrero Rocher

I cannot even begin to describe my lifelong love for Ferrero Rocher!!! I love it, I love it, I freakin love it. I’m not a person that craves chocolate, but Ferrero Rocher is its own food group as far as I’m concerned. Popular opinion is on my side too, just look at this chart below:

To me, Ferrero Rocher is the perfect gold nugget of chocolate hazelnut goodness. It’s not overwhelmingly chocolate-ty, which I love. According to Wikipedia, Ferrero Rocher consists of a whole roasted hazelnut encased in a thin wafer shell filled with hazelnut chocolate and covered in milk chocolate and chopped hazelnuts. AKA PERFECTION!!

Anyway, I love Ferrero Rocher. It’s the best chocolate in the world. Coming in at a distant second is Kinder Bueno (chocolate bar made of crispy wafer + hazelnut filling). Can you tell? I love hazelnut 🙂

 

Should I take out my pension early?

Before I quit my job to go back to business school, I became fully vested in my company’s retirement plan. Besides my 401(k) plan, which I rolled over to an IRA with Fidelity, I also have a Cash Balance benefit plan. Today, I have a little less than $10K in this pension account. However, I’m currently debating if it’s a good idea to collect the whole lump sum and reinvest the amount in stocks or mutual funds instead. If I do that though, I’ll take an immediate hit in the amount of a 10% early withdrawal penalty + taxes. What do you guys think? Is it wise to withdraw my pension early and invest that amount?

Like many Millennials, I always assume that my financial situation is acceptable, although it can be much improved. But in fact, I need a reality check: I don’t have an income right now and there’s barely $5K total in my checking and savings. Besides about $500 in credit card bills, I have almost $30K in student loans…towards which I’m paying ~$400 per month. So yeah, this is not what we called a sustainable situation!! My God ~ I’m in bad shape!!!

So, should I collect my pension now? I have to consider the fact that raiding my pension plan is no guarantee that I can make money off of it. There’s absolutely a chance you’ll lose money when you play the market. My #1 goal (besides getting a job) is to pay off my student loans ASAP. Given this situation, what should I do?

P.S. I actually have a low 6-figure amount in retirement funds (not including my pension) right now. This puts me ahead of peers my age but still…doesn’t help me buy makeup or tacos right now. Welp!